About Gateway Pension Services
At Gateway Pension Services, our highly trained staff of consultants, administrators, computer specialists and technicians will help you with every aspect of your retirement plan. Regardless of the number of participants your business has, Gateway can tailor a program that fits your needs.What We Offer
For the convenience of our clients, Gateway sponsors its own non-standardized documents for profit sharing, money purchase and 401(k) plans. Gateway also offers Volume Submitter plan documents for defined benefit plans, as well as cash balance plans.
We partner with Fiduciary Wise, who offers fiduciary services on retirement plans. Also, we work with Fiduciary Wise on the consulting and administration of Multiple Employer Plans (MEP’s) and Pooled Employer Plans (PEP’s) that they sponsor.

Looking for a Plan That Fits Your Needs?
Our team members are here to provide the answers you need.
Customized 401(k) and Profit Sharing Plans for Your Business
Gateway Pension Services delivers tailored retirement solutions, ensuring seamless integration and management for companies of all sizes. Our expert team focuses on regulatory compliance and personalized plan design to meet your business's unique needs.

Optimize Retirement Savings with Cash Balance Plans
Gateway Pension Services specializes in designing Cash Balance Plans that balance employee retirement goals with employer contributions. Our experienced team works with you to create a customized plan that aligns with your business's objectives while providing a structured path towards employees' desired retirement benefits.
Meet Our Experienced Team
Gateway Pension Services’ proficient consultants, administrators, and specialists deliver exceptional retirement plan solutions. Collaborating to design and manage plans tailored to your business, our experts navigate retirement planning complexities, securing a bright future for your employees.
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Bill formed Gateway Pension Services, Ltd. in 1986 and has successfully managed the company
to be recognized as one of the most professional third party pension plan administration firms in
the country. Bill holds the Qualified Pension Administrator (QPA), Qualified 401(k) Consultant
and Qualified 401(k) Administrator (QKA) designations with the American Society of Pension
Professionals and Actuaries (ASPPA). A significant portion of his time is currently focused on
ERISA fiduciary issues and consulting with clients on plan design and administration issues.
Bill spends his leisure time with Sandy, his wife of over 40 years, traveling and enjoying their 5
children and 7 grandchildren. Bill is an avid St. Louis Cardinals baseball fan.

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John Conaty is a retirement plan consultant and administrator who has been with Gateway since 2004. He began his professional career in 1986. He is the consultant and administrator on 401(k)/Profit Sharing and defined benefit plans from one to 500 participants, assisting clients with
anything from routine questions to complex legal issues. He also has extensive involvement in the design of new high quality, cost effective defined contribution and defined benefit plans to best meet our client’s objectives. He enjoys disseminating knowledge as a mentor to colleagues and a resource to business associates. John is an Enrolled Retirement Plan Agent with the Internal Revenue Service, has the Certified Pension Consultant, Qualified Plan Financial Consultant, Qualified Plan Administrator and Qualified 401(k) Plan Administrator designations with the American Society of Pension Professionals and Actuaries, and the Accredited Pension Administrator and Accredited Pension Representative designations from the National Institute of Pension Administrators.
John is originally from California, and his hobbies include listening to music, bowling, and traveling.

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Shelly Kluemke began her professional career in 1997. She started in the industry working on defined contribution plans. Since joining Gateway in 2000, she has been involved in administration of union and non-union plans, including 401(k), profit sharing, money purchase, 403(b), ESOP and other retirement plans. She has worked on all aspects of administration including participant distributions/loans, balancing trust accounting, filing the required annual
government forms and preparation of plan documents and amendments. She has obtained the Qualified Pension Administrator, Qualified 401(k) Consultant and Qualified 401(k) Administrator
designations from ASPPA. She also has the Enrolled Retirement Plan Agent designation, which allows her to represent clients in front of the IRS on retirement plan issues.
When not at work, Shelly enjoys spending time with her husband and two children.

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Michael Puettmann began working in the pension industry in 1995 and joined the Gateway staff in 2011. He was first introduced to the retirement plan industry through working with defined benefit plans, specifically preparing participant distribution forms and plan government filings for plan terminations. While gaining experience on defined benefit plans, he started studying for and taking ASPPA examinations to gain more knowledge with the pension industry. After working with defined benefit plans for several years, he started working on 401(k) plans. He gained more experience on 401(k) plans by working on participant distributions/loans, balancing trust accounting, and filing the required annual government forms. He continued taking ASPPA examinations and earned his Qualified 401(k) Administrator designation. In his spare time, Michael enjoys taking in a St. Louis Cardinal or Blues game.

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Sandy joined the Gateway staff in 1986. She is in charge of accounts receivable, and assists with other administrative duties. Sandy is married to Bill Dettmers, Gateway’s President, and enjoys traveling and spending time
with her family.
Testimonials
The work of Gateway Pension Services, Ltd. as the service provider for our firm’s 401K plan has been outstanding. Gateway handles any question or inquiry expeditiously and professionally. The level of service and commitment to our firm will certainly keep our business for a long time. Its website is easy to use and information can be easily uploaded.
Thomas M. AffeldtPartner Savage O’Donnell Affeldt & Weintraub
We have been using Gateway Pension Services for 15 years. They specialize in providing third party benefit plan administration services for our company. They are knowledgeable and are always available to assist us in any way we need. We would highly recommend this company for your plan administration needs.
Tammy MidyettG & K Sales, Inc
I’m reaching out to compliment Gateway Pensions for the nice work everyone has done with our account. A few years ago Butler Brothers launched our 401 K Plan. We needed an outside firm to help us with administration and all the regulations that are involved with the plan. Gateway Pension has certainly provided us with these services on a consistent basis.
Thanks again for a job well done.
Mark AubuchonPresidentButler Brothers Steel Rule Die Company
Arrow Box Company of St. Louis has been a client of Gateway Pension Services for 15 years. Gateway has consistently provided excellent customer service and support. The staff is always quick to respond to questions or concerns we may have throughout the year. We task Gateway with many of the administrative needs of our company’s 401k plan. We have every confidence that the annual filings are accurate and complete. I would highly recommend Gateway’s services!
Patty FryController
The team at Gateway have been great to work with. They are helpful with information, suggestions, and instructions when guidance is needed. When HR needs help, they are ready and willing to assist.
Rita PowellPDC Companies